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Strengthening Fraud Defense Together: Insights and Best Practices from Wibmo FRM
Tech Bytes
Jul 1, 2026

Strengthening Fraud Defense Together: Insights and Best Practices from Wibmo FRM 

Fraud is industrialised. So, our defenses must be too. Sophisticated criminals now run fraud as a business- leveraging botnets, AI-assisted…

By Saurabh Kumar
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How AI is Redefining Fraud Prevention in Digital Payments?
Industry InsightsProductReading ListTech Bytes
Feb 24, 2026

How AI is Redefining Fraud Prevention in Digital Payments? 

Payment fraud isn’t what it used to be. Gone are the days when fraudsters relied solely on stolen credit cards or simple card skimming devi…

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Beyond OTPs: Why India’s New Biometric Authentication Standards Are the Future of Digital Payments
Industry InsightsProductReading ListStories
Feb 9, 2026

Beyond OTPs: Why India’s New Biometric Authentication Standards Are the Future of Digital Payments

The digital payments landscape in India is on the cusp of a revolutionary transformation. With the Reserve Bank of India’s groundbreaking m…

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South Africa’s Banking & Fintech Moment: Mandates, Challenges, and How Wibmo Can Help
Industry InsightsProductReading List
Sep 1, 2025

South Africa’s Banking & Fintech Moment: Mandates, Challenges, and How Wibmo Can Help 

South Africa’s payments landscape is undergoing a significant upgrade. With the Rapid Payments Programme (RPP) / PayShap rolling out real-t…

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Prepaid, Credit or BNPL? The Issuance Playbook for the Digitally Underserved
Industry InsightsProductReading List
Jul 15, 2025

Prepaid, Credit or BNPL? The Issuance Playbook for the Digitally Underserved 

Bridging the Access Gap in Financial Services Despite the rapid digitization of financial services, over 1.4 billion adults globally remain…

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The Philippines Takes a Bold Stand Against Financial Scams: Understanding AFASA
Industry InsightsReading ListStories
Jul 8, 2025

The Philippines Takes a Bold Stand Against Financial Scams: Understanding AFASA

How New Legislation is Reshaping Digital Financial Security The Philippines has declared war on financial scammers. With the signing of the…

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Redefining Identity Verification and Security in Fintech and Other Relevant Domains
Tech Bytes
Jun 30, 2025

Redefining Identity Verification and Security in Fintech and Other Relevant Domains

The digital landscape is becoming increasingly complex, and traditional authentication methods like static passwords and OTPs for two-facto…

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From Mandate to Mastery: How Wibmo Helps LFIs Comply with CBUAE’s Authentication Guidelines
Industry InsightsProductReading List
Jun 24, 2025

From Mandate to Mastery: How Wibmo Helps LFIs Comply with CBUAE’s Authentication Guidelines 

Wibmo’s Authentication Suite is purpose-built to help LFIs navigate this regulatory transformation. Our platform enables secure, seamless,…

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How Wibmo’s HEXA Prepaid Platform Resolves Challenges Faced by Prepaid Card Providers and Enhances Customer Experiences
ProductReading List
Mar 19, 2025

How Wibmo’s HEXA Prepaid Platform Resolves Challenges Faced by Prepaid Card Providers and Enhances Customer Experiences

The prepaid card ecosystem has experienced tremendous growth, driven by digitalization, fintech innovation, and rising consumer demand for…

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Mobile Banking Apps in the Middle East: Transforming Customer Expectations and Experience
Industry InsightsReading ListStories
Dec 2, 2024

Mobile Banking Apps in the Middle East: Transforming Customer Expectations and Experience

In recent years, the Middle East has emerged as a hotspot for digital banking innovation, driven by rapid smartphone penetration, governmen…

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Online Payment Systems: Understanding Types, Methods, and How They Work
Reading ListStories
Nov 11, 2024

Online Payment Systems: Understanding Types, Methods, and How They Work 

As payments have shifted from physical cash to digital transactions, online payment systems have become essential to our daily routines. Fr…

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The Real Story Behind False Declines and How Wibmo Trident FRM Secures Transactions
ProductReading List
Oct 21, 2024

The Real Story Behind False Declines and How Wibmo Trident FRM Secures Transactions 

In today’s fast-evolving digital economy, businesses rely heavily on seamless online transactions to drive growth and customer satisfaction…

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Maximizing Payment Efficiency with Smart Routing
Industry InsightsReading List
Oct 9, 2024

Maximizing Payment Efficiency with Smart Routing

The Digital Payments Roadmap report, recently published by the South African Reserve Bank (SARB), identifies high merchant fees as a signif…

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The Role of AI and ML in Averting Fraud in Real Time
Reading ListTech Bytes
Oct 3, 2024

The Role of AI and ML in Averting Fraud in Real Time 

Fraudsters are becoming increasingly sophisticated, leveraging advanced technologies to exploit vulnerabilities. As a leading provider of s…

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Securing Digital Transactions During the Festive Season with Wibmo: A Trusted Partner for Seamless and Safe Payments
Industry InsightsReading ListStories
Sep 23, 2024

Securing Digital Transactions During the Festive Season with Wibmo: A Trusted Partner for Seamless and Safe Payments

The festive season brings an immense surge in online shopping and digital payments. In 2023, Diwali sales alone saw a 49% increase in onlin…

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Wibmo to Showcase Advanced Payment Solutions at Global Fintech Fest 2024
Tech Bytes
Aug 22, 2024

Wibmo to Showcase Advanced Payment Solutions at Global Fintech Fest 2024

We’re thrilled to announce that Wibmo, a PayU company, a leader in payment security, fraud and risk management, tokenization, payment gatew…

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Scams on the Internet: How to Spot Them and Stay Safe
Industry InsightsReading ListStories
Jul 9, 2024

Scams on the Internet: How to Spot Them and Stay Safe

The internet has become an essential component of our everyday life in the current digital era. Almost all facets of our lives, including b…

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Transforming India’s Digital Payments: The Rise of AePS and Its Challenges
Industry InsightsReading List
Jun 19, 2024

Transforming India’s Digital Payments: The Rise of AePS and Its Challenges

A Decade of Digital Evolution India’s digital landscape has undergone a remarkable transformation over the past decade. With the advent of…

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Cross Border Payments in India
Industry InsightsReading List
Jun 10, 2024

Cross Border Payments in India

What are cross-border payments? Payments or transactions done across borders are part and parcel of international trade. So, playing the ro…

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The Comprehensive Guide to Secure Digital Transactions with 3D Secure
Tech Bytes
May 28, 2024

The Comprehensive Guide to Secure Digital Transactions with 3D Secure

Have you ever wondered how your online card transactions, whether domestic or international, result in a seamless shopping experience witho…

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How Banking-as-a-Service (BaaS) is Transforming the Way Banks Operate
Tech Bytes
May 22, 2024

How Banking-as-a-Service (BaaS) is Transforming the Way Banks Operate

The emergence of digital banking solutions has caused a major upheaval in the financial services sector in recent years. Of these advances,…

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Harnessing Digital Payments for a Greener Earth
Tech Bytes
Apr 22, 2024

Harnessing Digital Payments for a Greener Earth

As we celebrate Earth Day this year, it’s crucial to reflect on innovative solutions that contribute to environmental sustainability. One s…

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Navigating the Digital Fraud Landscape: How Wibmo’s Trident FRM Empowers Merchants to Combat Fraud and Enhance Customer Trust
Tech Bytes
Apr 19, 2024

Navigating the Digital Fraud Landscape: How Wibmo’s Trident FRM Empowers Merchants to Combat Fraud and Enhance Customer Trust

The Evolving Landscape of Digital FraudFrom phishing scams to elaborate whaling tactics, digital fraud has become increasingly sophisticate…

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Exploring the Foundation of Modern Banking: 9 Essential Core Banking Modules for Comprehensive Insight
Industry InsightsReading List
Apr 2, 2024

Exploring the Foundation of Modern Banking: 9 Essential Core Banking Modules for Comprehensive Insight

Core Banking Systems (CBS) are the bedrock of modern financial institutions (FIs), serving as the linchpin for delivering accessible, flexi…

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Wibmo Protect — Adaptive Multi-Factor Authentication Solution
Industry InsightsProductReading List
Feb 28, 2024

Wibmo Protect — Adaptive Multi-Factor Authentication Solution

The Reserve Bank of India (RBI) has embarked on a transformative journey by proposing a Principle-Based Framework for the authentication of…

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Unveiling the Future: Fintech Innovations Redefining Finance in 2024
Industry InsightsReading ListStories
Jan 23, 2024

Unveiling the Future: Fintech Innovations Redefining Finance in 2024

As we navigate the intricate landscape of finance, the year 2024 unfolds with a myriad of fintech innovations that promise to reshape the i…

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Empowering Digital Transactions: A Comprehensive Guide to Payment Gateways and Wibmo Areion’s Innovation
Industry InsightsProductReading List
Jan 11, 2024

Empowering Digital Transactions: A Comprehensive Guide to Payment Gateways and Wibmo Areion’s Innovation

The dynamic landscape of digital payments has posed challenges and opportunities for stakeholders across the financial ecosystem. From merc…

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Transforming Online Payments: The Evolution and Impact of Facial Recognition on Identity Verification and Authentication
Reading List
Jan 3, 2024

Transforming Online Payments: The Evolution and Impact of Facial Recognition on Identity Verification and Authentication

The digital era has witnessed remarkable advancements in technology, especially in the realm of online payments. One such transformative in…

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Unveiling the Unseen: eCommerce Fraud Prevention Secrets You Need to Know
Reading ListStories
Dec 14, 2023

Unveiling the Unseen: eCommerce Fraud Prevention Secrets You Need to Know

As the popularity of eCommerce grows, so does the risk of fraud targeting online firms. The digital sphere offers enormous prospects for ex…

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Empowering the Unbanked: Offline Digital Payments and Financial Inclusion in India
Reading ListStories
Nov 30, 2023

Empowering the Unbanked: Offline Digital Payments and Financial Inclusion in India

India, with its vast and diverse population, has made significant strides in the realm of digital payments in recent years. However, a cons…

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Browser Fingerprinting- Part 2
Reading List
Jun 16, 2023

Browser Fingerprinting- Part 2

Are you all set to find out more about browser fingerprinting? We bring you Part 2 of this series. Types of Fingerprinting Techniques: Canv…

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BIN Attack Fraud
Reading ListStories
Jun 1, 2023

BIN Attack Fraud

Card not present (CNP) transactions are those where the purchase is made without presenting the physical card to the merchant at the point…

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Browser Fingerprinting- Part 1
Reading List
Apr 12, 2023

Browser Fingerprinting- Part 1

Overview: 1. A user’s device’s hardware, operating system, browser, and configuration are all included in a set of data called a “browser f…

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UPI Fraud Trends and Their Possible Mitigation
Industry InsightsProductReading List
Mar 16, 2023

UPI Fraud Trends and Their Possible Mitigation

With over 2 billion transactions worth over INR 4.5 trillion processed every month, India’s United Payment Interface (UPI) has revolutioniz…

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Regulator asking your bank to migrate from SMS-based OTPs to more secure authentication options? Use the opportunity to derive multiple benefits
Industry InsightsProductReading List
Nov 21, 2022

Regulator asking your bank to migrate from SMS-based OTPs to more secure authentication options? Use the opportunity to derive multiple benefits

Central Banks are proactively taking steps to reduce the risk of banking/financial fraud The phrase “two sides of the same coin” applies to…

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Moving beyond SMS OTP Authentication
Industry InsightsReading List
Nov 10, 2022

Moving beyond SMS OTP Authentication

If you have ever transacted or purchased online, you must have come across the OTP Authentication. The system-generated code delivered thro…

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True Cost of Combating Payment Frauds
Reading ListStories
Sep 14, 2022

True Cost of Combating Payment Frauds

A quick recap of major players involved in payment transactions : 1. Customer 2. Issuer Bank — holding the customer’s bank account 3. Payme…

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Account Takeover Frauds- Adaptive Protection Approach
Reading ListStories
Aug 31, 2022

Account Takeover Frauds- Adaptive Protection Approach

Once a fraudster has gained access to an account, they eventually end with either or combination of the following : – Make fraudulent order…

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RETURN FRAUD- The e-commerce way of Shop-Lifting
Reading ListStories
Aug 24, 2022

RETURN FRAUD- The e-commerce way of Shop-Lifting

The pandemic changed the way consumers shopped. A black swan event changed consumer behavior and Online shopping is one of the segments to…

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Importance of Fraud and Risk Management Solutions for Financial Institutions
Industry InsightsProductReading List
Aug 16, 2022

Importance of Fraud and Risk Management Solutions for Financial Institutions

Technology and trust must go hand in hand Technologies are undoubtedly transformative for businesses and their customers. But to fully deli…

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Understanding ONDC and what banks must do to benefit from it
Industry InsightsReading List
Jul 15, 2022

Understanding ONDC and what banks must do to benefit from it

Introduction: what is ONDC and why it is a game-changer for India India’s digital commerce industry is growing rapidly. From around US$38 B…

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Things you must know about Tokenization — talk of the town
Industry InsightsReading List
Jul 6, 2022

Things you must know about Tokenization — talk of the town

After the industry requested more time to comply with the latest data security rules, the Reserve Bank of India mandated the implementation…

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Why is Biometric Authentication becoming the headline in the world of Digital Payments?
Industry InsightsProductReading List
Mar 24, 2022

Why is Biometric Authentication becoming the headline in the world of Digital Payments?

The last decade has witnessed a progressive adoption of technology in almost all the industry. Few industries like banking and fintech have…

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Identification, Authentication, Authorisation — Know the Difference
Industry InsightsStories
Feb 21, 2022

Identification, Authentication, Authorisation — Know the Difference

We undergo the process of Identification, Authentication, and Authorization every day in both physical and digital worlds. Let’s first star…

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Why cultivated BFSIs are moving from Cyber Defense to Cyber Resilience
Industry InsightsReading List
Feb 14, 2022

Why cultivated BFSIs are moving from Cyber Defense to Cyber Resilience

Cyber threats like APT (Advance Persistence Threat), Malware, hacking, phishing, ransomware, and distributed denial-of-service (DDoS) attac…

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Prediction, Prevention, and Detection of Fraud Attempts, the key to faster payment processing
Tech Bytes
Dec 29, 2021

Prediction, Prevention, and Detection of Fraud Attempts, the key to faster payment processing

The global digital payment market size is expected to grow from USD 89.1 billion in 2021 to USD 180.4 billion by 2026. The promotion of dig…

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What is Risk-Based Authentication and why banks should implement it?
ProductStories
Nov 18, 2021

What is Risk-Based Authentication and why banks should implement it?

Driven by the trifecta of smartphone penetration, low-cost data rates, and higher incomes, the Indian e-commerce market was expected to gro…

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Faster and Convenient Authentication
ProductReading ListStories
Oct 29, 2021

Faster and Convenient Authentication

Before the invention of the steam-driven railways in the 1800s, mankind was dependent on animal pulled wagons to transfer goods. The Tanfie…

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How did we make Wibmo GDPR ready in 6 months?
Stories
Oct 2, 2021

How did we make Wibmo GDPR ready in 6 months?

A brief about GDPR GDPR is the world’s most strictly enforced set of data protection rules, enhancing how people can access information abo…

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What are Pre-Paid Cards and how do they work?
Industry Insights
Oct 2, 2021

What are Pre-Paid Cards and how do they work?

By referring to Prepaid Cards, we first need to agree on what do we understand by Prepaid Card, and how do we see it? Do we see it as a clo…

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How to prevent identity theft?
Industry Insights
Sep 29, 2021

How to prevent identity theft?

With unprecedented growth in online transactions, it is no surprise that online fraud has increased. One of the major malpractices is ident…

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DevSecOps — A necessity in the current landscape
Industry Insights
Sep 29, 2021

DevSecOps — A necessity in the current landscape

Let’s start with the basics here. Traditionally, we followed Software Development Life Cycle, in short SDLC, a structured approach to devel…

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Move to Pre-paid Cards for Simplifying your Corporate Expense Management
Product
Sep 28, 2021

Move to Pre-paid Cards for Simplifying your Corporate Expense Management

Tracking Corporate Expenses made easy Corporate expenses range from individual employee benefits to infrastructural allocation to individua…

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